Chapter 13 Bankruptcy

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Reorganize your debt into one payment depending on your current financial situation. In many cases, you only pay what your current debts are actually worth instead of their value when the money was originally borrowed. Unlike Chapter 7, divorce and child support are treated like any other creditors and the entry fees for filing are generally much lower. So, keep your property and pay down your debts.
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-Sue H. Ogden, UT