At Risk Of Losing Your Home? There Are Options.
When you are facing financial difficulty, one of the main concerns many people have is what will happen to their home. BDJ Express Law has worked with clients throughout Utah who want to understand their options. Our goal is to give you the information you need and determine how you can best move forward.
Understanding The Choices In Front Of You
Each case is different, which means there is no one solution that will work for everyone. This is where an experienced attorney can help. Our firm will take the time needed to understand your concerns and come up with solutions. It’s important to know that, when you have a mortgage, a bank does not want to take it over. In some situations, they may be willing to negotiate your monthly payments. This is a common first step many people will try. We can represent you during these negotiations and attempt to get the best offer.
Chapter 7 and Chapter 13 bankruptcy also provide options. In Chapter 7 bankruptcy, the purpose is to eliminate all of your debts and start over. That being said, if you are current on your mortgage payments, you may be able to keep your home. Chapter 13 bankruptcy allows you to take all of the back mortgage payments and pay them over time in a plan. This is another way you can stay in your home if you are willing to make payments moving forward. We can discuss all of the options you are facing.
We Are Here To Help; Call Today
If you are struggling to get back on your feet and are worried about losing your family home, contact our office today. To learn more about how we can help, call 801-658-6901 or reach out to us online. We have offices in Ogden and Riverton.